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Social Security is making major changes to SSI check payments in November
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Social Security is making major changes to SSI check payments in November

In November 2024, millions of benefit recipients will receive their benefits SSI check payments earlier than normal, according to a statement from the Social Security Administration. This change is a targeted measure to ensure recipients have access to their funds before the Black Friday shopping frenzy on November 29th. Payments will be made on November 1st to recipients of Supplemental Security Income (SSI) and the like who began receiving benefits before May 1997, one day earlier than planned.

SSI check payments will arrive earlier than expected in November

This early payout is particularly advantageous because the usual payout date, November 3rd, falls on a weekend. By extending the payment date, the administration hopes to give beneficiaries more financial freedom and the ability to plan and budget for the holiday season. Additionally, SSI recipient Additionally, their payments will be postponed to this earlier date to ensure that everyone eligible receives their money promptly. Apart from the first installments in November, the administration has set further dates for payments throughout the month.

In addition, the payout will take place on November 13th, 20th and 27th Social Security recipients and Social Security Disability Insurance (SSDI) recipients. Payments will be made on November 13th to people whose birthdays fall between the first and tenth days of a given month. Anyone born between November 21st and 31st will receive their money on November 27th, but anyone born between November 11th and 20th will receive their money on November 20th.

As the holiday season approaches, these early and structured payments will provide a much-needed financial cushion to millions of Americans. The Social Security Administration's proactive planning not only helps recipients manage their expenses, but also highlights the importance of timely financial planning. Please also remember that if your SSI check payments do not arrive on the scheduled date, you will need to wait at least three shipping days before contacting Social Security customer service as the delay may be due to your bank's processing system. Further information about monthly payments can also be found in the Social Security Payment Schedule or access your “My Social Security Account.”

How much money will beneficiaries receive in their next SSI check payments?

According to the Social Security Administration Under this year's guidelines, recipients who qualify for SSI check payments could be eligible for an average of $698 per month, but other payment amounts are also available for individuals and couples. For example, candidates who applied as individuals and with income limits will receive $973 per month, while couples will receive up to $1,415. Finally, those who meet the essential person (EP) requirement will receive an additional payment of $472 to their monthly benefits. In addition to SSI check payments, the SSA also offers survivor, disability, and retiree benefits, as described here:

Social Security Payments Retirement benefits Survivor benefits Disability benefits
Average $1,900 $1,505 $1,537
Other payments Age 62: $2,710

Age 67: $3,822

Age 70: $4,873

Person: $1,773

2 children: $3,653

Blind recipients: $2,590

Maximum payout: $3,822

Please note that these payment amounts already include the 3.4% increase Cost of Living Adjustment (COLA) from this year, recently updated for 2025. Based on the latest information from the Bureau of Labor Statistics, the new COLA for next year has been set at 2.5%, so all beneficiaries will receive this increase starting in January 2025. That means November and December Social Security benefits and SSI check payments do not yet include this annual increase. Given this new increase, here's how much the average payment will increase for all beneficiaries next year:

Beneficiaries Average monthly benefit Plus 2.5% COLA increase Additional benefit
Pensioner $1,900 $1,948 $48
Survivors $1,508 $1,546 $38
Disabled people $1,537 $1,575 $38
SSI – Individuals $943 $967 $24
SSI – Couples $1,415 $1,450 $35

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