Social Security recipients typically receive one payment per month. However, due to calendar timing in the last two months of the year, some older Americans may receive an additional check in November. The Social Security Administration sets its annual payment schedule well in advance each year, so the issue is well known, but some seniors might be surprised next month if they don't know the strange schedule.

People receiving social security benefits Supplemental Security Income (SSI) The program, intended for low-income seniors and disabled adults, will be eligible for an additional check in November. Some of these SSI beneficiaries also receive monthly payments from Social Security, which is the standard retirement income available to individuals at age sixty-two. Next month, SSI beneficiaries will receive an additional payment; In November, some may receive up to three payments.

How will the Social Security Administration distribute SSI payments in November?

Because the Social Security Administration needs to make more than 7 million payments to recipients of the Supplemental Security Income (SSI) program, they developed a program annual payment plan This means that all benefit recipients can know on which days they will receive their monthly benefits. According to this payment, SSI payments are scheduled as follows:

• On Friday, November 1st, SSI recipients will receive their November payment.
• Individuals who filed for Social Security before May 1997 or receive both SSI and Social Security benefits will also receive their payments on November 1st. Typically, recipients of both benefits receive their benefits on the third day of the month. However, since November 3rd falls on a Sunday, the payment will also be made on November 1st.
• SSI recipients will also receive a second payment on Friday, November 29th. This is their payment for December; However, since December 1st falls on a Sunday, payment for the last month of 2024 will be made on November 29th.

In other words, SSI recipients will receive two payments in November – on November 1st and November 29th. If they also receive Social Security, they will receive their check on November 1st, not November 3rd. All other Social Security recipients will continue to receive benefits on the second, third, or fourth Wednesday of each month, depending on their date of birth. social security Retirement benefits will be paid on the following dates in November:

• People born between the first and tenth days of the month will receive their Social Security check on November 13th.
• Those born between the 11th and 20th of the month will receive their benefit checks on November 20th.
• People born between the 21st and 31st of a month will receive their payments on November 27th.

When does the 2.5% COLA increase take effect for Social Security recipients?

Social Security recipients receive 2.5% Cost of Living Adjustment with its payouts increasing in 2025, the agency announced last week. The beneficiary's usual monthly check increases by about $50 to $1,976 per month. This higher payout starts with January benefits:

• People born between the first and tenth months of their birth month will receive their first COLA boost on January 8th.
• Those born between the 11th and 20th of their birth month will receive a COLA increase on January 15th.
• Recipients born between the 21st and 31st of their birth month will receive the new COLA on January 22nd.

Finally, please remember that people who have started collecting Social Security Benefits before May 1997 or who received both retirement and SSI benefits will receive their new cost of living adjustment (COLA) on January 3rd. Individuals receiving benefits from the Supplemental Security Income (SSI) program will receive their new 2025 COLA with their payment on December 31, 2024.